Our Loan Services
This text briefly introduces visitors to your main services.
Home Loans
These are the most common types of secured loans availed of by borrowers. As the name suggests, home loans are taken for the purchase or construction of a home by the borrower
Loan Against Property
This is a kind of mortgage loan whereby the borrowers can avail of funds by mortgaging their property with the lender. Loan against property can be availed of against both residential and commercial property.
Purchase Loan
This is the most common type of home loan, used to finance the purchase of a new or existing home.
Construction Loan
If you're building a home from scratch, this loan finances the construction costs.
Personal Loan
Business Loan
Home Loans Reuirements
Eligibility Criteria:
- Must be either a resident of India or a non-resident holding an Indian passport or a Person of Indian Origin (PIO) having a foreign passport or Overseas Citizen of India (OCI)
- Minimum Age: 21 years
- Maximum Age: 70 years
- Maximum Loan Tenure: 30 years
- And a good Cibil Score
Interest Rates
Starting from 8.25% Per annum
Loan Against
Property
Eligibility Criteria:
- Age: You should be above a certain age (usually 21-25 years) and below a certain age (usually 60-70 years) at the time of loan maturity.
- Income: You must have a stable income to meet the loan’s repayment obligations.
- Credit Score: A good credit score enhances your chances of approval and better interest rates
Interest Rates
Starting from 8.50% p.a. to 18% p.a.
Purchase loan
Eligibility Criteria:
- Age: Usually between 21 and 65 years.
- Income: A stable income to meet loan repayments.
- Credit Score: A good credit history improves your chances of approval and interest rates.
- Employment Status: Salaried or self-employed with a proven income source.
Interest Rates
Starting from 8.75% - 14.50%
Construction Loan
Eligibility Criteria:
- Age: Typically between 21 and 65 years.
- Income: A stable income to meet loan repayments.
- Credit Score: A good credit history improves your chances of approval and interest rates.
- Employment Status: Salaried or self-employed with a proven income source.
Interest Rates
Starting from 8.25% Per annum
Personal Loan
Eligibility Criteria:
- Age: Typically between 21 and 60 years.
- Income: A stable income to meet loan repayments.
- Credit Score: A good credit score improves your chances of approval and interest rates.
- Employment Status: Salaried or self-employed with a proven income source.
- Residence: You should be a resident of India
Interest Rates
Starting from 11.25% Per annum
Business Loan
Eligibility Criteria:
- Business Registration: Proof of your business entity (proprietorship, partnership, LLP, or company).
- Financial Statements: Consistent and accurate financial records, including profit and loss statements, balance sheets, and cash flow statements.
- Income Tax Returns: Previous years’ tax returns to demonstrate profitability.
- Bank Statements: Business bank account statements to show financial transactions.
- Personal Information: KYC documents of business owners.
- Collateral (if required): Depending on the loan type, you might need to provide collateral such as property, equipment, or inventory.
- Credit Score: A good credit score can improve your chances of approval and interest rates.
- Business Plan: A well-structured business plan outlining your goals, strategies, and financial projections.
Interest Rates
Starting from 10.75 % Per Annum
benefit 1
A short description of all the documents
benefit 2
Asap Services no delay time
benefit 3
Gathering of documents
benefit 4
On time Updating and resolution